NORWAY

Anyone registered as resident in the 18 Finnmark and 7 Nord-Troms municipalities pays 18.5% (vs 22%) tax on ordinary income, gets a NOK 45,000 Finnmark deduction, extra child benefit of NOK 6,144 per child per year, free kindergarten and no household electricity tax.

PromiseMove to the Arctic and the state cuts your tax, pays extra per child, makes kindergarten free and writes off student debt.

What it takesBenefits apply only while you are registered resident in a zone municipality; the NOK 45,000 deduction and doubled loan write-off are 2026 budget figures and are set annually by the Storting. You need the right to live and work in Norway first.

People who live & work in Finnmark or seven Nord-Troms municipalities can have up to NOK 60,000 of their Norwegian state student loan written off for each qualifying 12-month period (teachers up to NOK 20,000 more).

PromiseLive under the northern lights in Arctic Norway & watch your student debt shrink every year.

What it takesOnly reduces a Norwegian Lånekassen student loan — worthless if you don't have one; you must be registered & actually living there and working ≥50% for a full 12-month period, then apply within 3 months.

Borrowers who live for 12 consecutive months in a Norwegian municipality in centrality class 5 or 6 (the most rural) can have NOK 25,000 of their student loan written off per year.

PromiseMove to rural fjord or mountain Norway & get NOK 25,000 a year knocked off your student loan.

What it takesOnly for Norwegian Lånekassen student loans; interest & fees are not written off; must be registered & living there 12 months & employed (anywhere) ≥50%; reapply every year within 3 months.